Present Value Calculator
Discount a future sum to today value.
Enter the values and press Calculate.
How to use Present Value Calculator
Present value tells you what a future payment is worth right now. This tool discounts a sum using a fixed annual rate.
Open Present Value Calculator on toolpermarket. It runs entirely in your browser, so you can start without creating an account.
Enter the future value, the annual rate, and the number of years in the fields above, then press Calculate.
Read the result below the form. Change any input and run it again as many times as you like — the math is instant and local.
Worked example. A payment of $1210 due in 2 years at 10 percent is worth $1000 today.
When to use Present Value Calculator. Use it to value settlements, bonds, or any future cash flow in todays terms.
Frequently asked questions
Is Present Value Calculator free to use?
Yes. Present Value Calculator runs entirely in your browser. There is no account, no upload, and no cost.
Does Present Value Calculator work on mobile?
Yes. The layout is responsive, so Present Value Calculator works on any phone, tablet, or desktop with a modern browser.
What rate should I use?
Use the return you could earn elsewhere, such as a savings rate or investment yield. Higher rates make todays value lower.
Can the rate be zero?
Yes. At 0 percent the present value equals the future value, because nothing is discounted away.