Net Worth Calculator
Assets minus what you owe.
Estimates only — always confirm the figures with your lender or a licensed professional before you commit.
This tool gives approximate results for planning only. It is not financial advice. Verify every number against your official loan, tax, or payroll documents.
Enter the values and press Calculate.
How to use Net Worth Calculator
Net worth is what you own minus what you owe. This tool subtracts liabilities from assets.
Open Net Worth Calculator on toolpermarket and enter your values above.
Enter your total assets and total liabilities in the fields above, then press Calculate.
Read the result below the form. You can change any input and press Calculate again to compare scenarios.
Worked example. With $100,000 in assets and $30,000 in debt, your net worth is $70,000.
When to use Net Worth Calculator. Use it to track wealth over time or check your financial position at a glance.
When you actually reach for this
- Use it to track wealth over time or check your financial position at a glance.
Where this tool stops being accurate
- It is a snapshot of the amounts you type; it does not forecast market moves, income changes, or future spending.
- Figures are only as good as your inputs - omitting a debt or asset changes the picture.
Frequently asked questions
What counts as an asset?
Cash, investments, and the value of things you own like a home or car, minus any loans secured against them. For anything binding, check with a qualified professional about your specific situation.
Can net worth be negative?
Yes. If debts exceed assets, the result is negative, which means you owe more than you own. For anything binding, check with a qualified professional about your specific situation.
Is this a substitute for a full financial plan?
No. It gives a quick read from the numbers you provide, but a full plan also weighs risk, taxes, and time horizon. For anything binding, check with a qualified professional about your specific situation.